Billing


Payment is due in full at the time of session. 

  • We accept cash, check and all major credit cards
  • $75 fee for missed appointments or cancellations made without 24 hours notice

Fees for Sessions


  • $160 for Assessment Sessions
  • $135 for Individual Therapy Sessions

Insurance Coverage

Most major insurance plans cover behavioral health appointments. Calm Mind Counseling Center verifies insurance coverage prior to the first session to help clients make informed choices about their care. We are currently paneled with the following insurances:

  • Aetna PPO
  • BlueCross Blue Shield PPO
  • United Healthcare PPO
  • Humana PPO
  • Employee Resources Services (ERS)

Out of Network Benefits: Even if we are not paneled with your insurance, you may still be eligible for coverage. Coverage varies but most plans will reimburse clients for our sessions ranging from 25% to 90% of the total fee.  If you would like to use your insurance, please contact your insurance company and ask what coverage you have when seeing an “out of network” provider. You will pay for the sessions as you go, and if requested, we will provide you with monthly itemized statements for submission to insurance companies or health savings account (HSA) plans. 

Self-Pay: Many clients may choose to pay for therapy themselves as a way to secure their privacy and for increased independence in choices. 

Assessing Your Insurance Coverage

If you would like to check your benefits prior to reaching out, we recommend that you ask the following questions of your insurance provider:

  • What are my mental health benefits for outpatient psychotherapy in an office setting (insurance codes 90791 for initial assessments and 90837 for on-going therapy sessions)?
  • What is my annual deductible for health care (including mental health) and how much has been met?
  • Is there a co-pay or co-insurance amount I need to cover per session?
  • Are there any restrictions in terms of diagnosis covered or number of yearly sessions allowed?